At CWS Mortgage Services we offer mortgages from the whole market including second charge loans, but not deals only available direct through a lender.

Buying a house is likely to be the biggest financial commitment you will make and the majority of people will require finance to help them do this.

Finding the right mortgage is therefore an essential part of this process and using a mortgage broker helps you to narrow down the numerous options on the market to get a recommendation on the most suitable mortgage based on your needs and requirements.

You may think that you can do the job by utilising one of the many 'comparison websites', however these sites often do not take into consideration how your needs may change, they simply quote you the cheapest possible rate without providing you with advice as to whether the mortgage really meets your requirements, both now and in the future.  In addition, when you use a mortgage broker, we will assess the lenders criteria to make sure that your circumstances are acceptable to any lender you may want to make an application to.

Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage.
CWS Mortgage Services is an Appointed Representative of Julian Harris Mortgages Limited, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority no. 304155.  Buy to Let (pure) and Commercial mortgages are not regulated by the FCA.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.
Full details of the FOS can be found on its website at